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Alessie, Rob - In: Economics letters 55 (1997) 1, pp. 103-108

Persistent link: https://www.econbiz.de/10001225273

Non-take-up of tax-favored savings plans : are household portfolios optimal?

Alessie, Rob; Hochgürtel, Stefan; Soest, Arthur van - 2001

suggests that those who have access to this type of savings should participate inthem, provided they have some financial wealth …Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and …

Persistent link: https://www.econbiz.de/10011325658

Saving and habit formation : evidence from Dutch panel data

Alessie, Rob; Teppa, Federica - 2002

This paper focuses on the role of habit formation in individual preferencesover consumption and saving. We closely relate to Alessie and Lusardi's(1997) model as we estimate a model which is based on their closed-formsolution, where saving is expressed as a function of lagged saving and...

Persistent link: https://www.econbiz.de/10011327546