paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

paper we study the effect of this development on the demand for second mortgages and on the savings of Dutch households. We … investigate the effect of house prices on (i) the number and size of second mortgages, (ii) the savings of owner-occupiers and … (iii) the savings of renters that may be considered as would-be owners. We find a significant effect of home equity on the …

paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

in real estate. In countries where retirement savings are not mandatory for self-employed, representatives of this group … often report this as an argument against making retirement savings compulsory. Our study shows that self-employed retirement … savings are low and below individually pre-stated saving intentions, even though this group has generally no occupational …

. Precautionary savings account for about 30% of wealth accumulation. However we also claim that obtaining converging results does not … necessarily answer the question on the empirical relevance of precautionary savings, as the amounts being saved largely differ … among studies due to the country specific incentives to save and to the measure of wealth accumulation. …

directly translate in additional retirement savings. We show that the annuity stream generated by conventional and … unconventional accounts from age 65 onwards is small and that most savings are residual and are not being put aside for a specific … motive. Also self-employed retirement savings are low, even though this group has generally no occupational pension. …