liquidity constraints less often buyESSPs and, if they buy them, more often use them as a substitute for other savings. Regular …Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and …

savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a … strong link to household wealth. -- Financial Education ; Savings and Wealth Accumulation ; Retirement Preparation …

liquidity constraints less often buyESSPs and, if they buy them, more often use them as a substitute for other savings. Regular …Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and …

savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a …

in real estate. In countries where retirement savings are not mandatory for self-employed, representatives of this group … often report this as an argument against making retirement savings compulsory. Our study shows that self-employed retirement … savings are low and below individually pre-stated saving intentions, even though this group has generally no occupational …

. Precautionary savings account for about 30% of wealth accumulation. However we also claim that obtaining converging results does not … necessarily answer the question on the empirical relevance of precautionary savings, as the amounts being saved largely differ …