The aim of this paper is to analyse the link between behaviour and overindebtedness and to shed light on the effectiveness of policy measures to tackle household financial fragility. Behaviour leading to overindebtedness is often put down to social and psychological factors that reduce an...

Using survey data, we investigate household financial distress. Specifically, we propose an indicator of financial vulnerability to jointly analyze different features of household financial distress, analyzing its socio-demographic and economic determinants. A total number of 3,102 Italian...

This paper analyses migrants' financial behaviour and financial services demand and investigates supply policies that banks can adopt in order to satisfy their specific financial needs. On the demand side we draw a theoretical framework about migrants' life cycle and financial needs to identify...