Hogarth, Jeanne M.; Anguelov, Chris E.; Lee, Jinkook - In: Economic Development Quarterly 17 (2003) 1, pp. 75-94
Using the Surveys of Consumer Finances from 1992 to 1998, this article explores the reasons for not having a checking account, including product design, human capital, motivation for having a checking account, and institutional factors. Focusing primarily on reasons related to product design, we...
