Ashta, Arvind; Couchoro, Mawuli; Musa, Abu Saleh - In: Journal of Innovation and Entrepreneurship 3 (2014), pp. 1-23
microenterprise. The first thrust in this field had been from microcredit and group lending to encourage business initiatives among …. However, the spread of consumer microcredit and uncontrolled growth of microfinance led to over-lending without adequate … checks and balances, leading to over-indebtedness and associated stress, and critique of microcredit. To restore balance …