Financial Rating System Model that incorporates capital adequacy, asset quality, earnings and liquidity measures in the Bank … innovations and accelerated financial inclusion. However, to certain levels, competition may increase risk taking by banks where … empirical estimation follows a three-step model. First, we construct a composite Bank Stability Index, building on the Uniform …

between macroeconomic variables and bank-credit risk. We establish a negative relationship between credit risk and GDP growth …This paper examines how macroeconomic shocks affect credit risk in the Kenyan banking sector. Using an autoregressive … although not significant. We also find that the relationship between bank profitability and asset quality is negative in the …

Financial Rating System Model that incorporates capital adequacy, asset quality, earnings and liquidity measures in the Bank … innovations and accelerated financial inclusion. However, to certain levels, competition may increase risk taking by banks where … empirical estimation follows a three-step model. First, we construct a composite Bank Stability Index, building on the Uniform …