From 2012 through 2018, the Disability Research Center (DRC) at the National Bureau of Economic Research conducted studies on issues related to the well-being of people with disabilities who are current or potential participants in the Social Security Administration's (SSA's) Disability...

We provide a detailed analysis of the incidence, duration and determinants of claims made on private Long Term Disability (LTD) policies using a database of approximately 10,000 policies and 1 million workers from a major LTD insurer. We document that LTD claims rates are much lower than claims...