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Avery, Robert B.; Bostic, Raphael W.; Canner, Glenn B. - In: Federal Reserve Bulletin (2000) Nov, pp. 711-731

The Community Reinvestment Act (CRA) of 1977 encourages federally insured banking institutions to help meet the credit needs of their communities, including those of lower-income areas, in a manner consistent with their safe and sound operation. In responding to the CRA, many banking...

Persistent link: https://www.econbiz.de/10005380445

Trends in home purchase lending: consolidation and the Community Reinvestment Act

Avery, Robert B.; Bostic, Raphael W.; Calem, Paul S.; … - In: Federal Reserve Bulletin (1999) Feb, pp. 81-102

Consolidation among banking institutions has substantially changed the structure of the banking industry. Between 1975 and 1997, the number of commercial banks and savings associations declined more than 40 percent. Over the same broad period, the market for home mortgage lending has also...

Persistent link: https://www.econbiz.de/10005386578

Credit risk, credit scoring, and the performance of home mortgages

Avery, Robert B.; Bostic, Raphael W.; Calem, Paul S.; … - In: Federal Reserve Bulletin (1996) Jul, pp. 621-648

Persistent link: https://www.econbiz.de/10005386927

The mortgage market in 2010: highlights from the data reported under the Home Mortgage Disclosure Act

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - Federal Reserve Board (Board of Governors of the … - 2011

This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2010 under the Home Mortgage Disclosure Act (HMDA). The article documents home-purchase lending activity reflected in the HMDA data and discusses how the ending of the...

Persistent link: https://www.econbiz.de/10009395274

Lender consistency in housing credit markets

Avery, Robert B.; Beeson, Patricia E.; Sniderman, Mark S. - Federal Reserve Bank of Chicago - 1993

Persistent link: https://www.econbiz.de/10010724055

The mortgage market in 2011: highlights from the data reported under the Home Mortgage Disclosure Act

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2012) Sept

This article presents a number of key findings from a review of the data that mortgage lending institutions reported for 2011 under the Home Mortgage Disclosure Act (HMDA). The article documents home-lending activity reflected in the HMDA data and places the 2011 activity in historical context....

Persistent link: https://www.econbiz.de/10010725923

The mortgage market in 2010: highlights from the data reported under the Home Mortgage Disclosure Act

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2011)

Persistent link: https://www.econbiz.de/10010727371

The 2009 HMDA data: the mortgage market in a time of low interest rates and economic distress

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2010) December, pp. 39-77

Persistent link: https://www.econbiz.de/10010727401

The 2008 HMDA data: the mortgage market during a turbulent year

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2010) Apr, pp. 169-211

The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the housing and mortgage markets. This article presents a number of key findings from a review of the 2008 HMDA data. In particular, it...

Persistent link: https://www.econbiz.de/10010727403

The mortgage market in 2011: highlights from the data reported under the Home Mortgage Disclosure Act

Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2012) Dec

Persistent link: https://www.econbiz.de/10010727405