Investments in Small and Medium Enterprise (SME) are facilitated by the availability of advanced machine learning (ML) methods, with high computational power and accuracy. However, despite their high accuracy, complex ML models do not provide sufficient explanation and may not be adequate for...

Explanations are necessary objects of a decision-making problem. However, complex Machine learning (ML) models that are usually used to provide decisions lack explanations. Model-agnostic explanation methods are the solutions for this problem and can find the contribution of each variable to the...

Lending to Small and Medium Enterprises (SME) is facilitated by the availability of advanced Machine Learning (ML) methods, embedded in financial technologies, which can accurately predict financial performance from the many data sources available. However, despite their high predictive...