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Cognitive function, numeracy and retirement saving trajectories

Banks, James; O'Dea, Cormac; Oldfield, Zoe͏̈ - In: The economic journal : the journal of the Royal … 120 (2010) 548, pp. 381-410

Persistent link: https://www.econbiz.de/10008809421

Public Policies and Household Saving

Banks, James (contributor); Blundell, Richard (contributor); … - 2007

set of topics: types of accumulated household savings and debt; tax policies toward capital income; saving in the form of … public and private pensions, including Social Security and similar programs; saving programs that receive special tax …

Persistent link: https://www.econbiz.de/10014488222

Housing mobility and downsizing at older ages in Britain and the United States

Banks, James; Blundell, Richard; Oldfield, Zoë; Smith, … - 2010

This paper investigates the effects of housing price risk on housing choices over the lifecycle. Housing price risk can be substantial but, unlike other risky assets which people can avoid, the fact that most people will eventually own their home creates an insurance demand for housing assets...

Persistent link: https://www.econbiz.de/10010274602

Effectiveness of tax incentives to boost (retirement) saving: Theoretical motivation and empirical evidence

Attanasio, Orazio P.; Banks, James; Wakefield, Matthew - 2004

particular savings accounts. We consider empirical evidence from these two countries regarding the extent to which funds in some … specific tax advantaged accounts (IRAs in the US, TESSAs and ISAs in the UK) represent new savings. Our best interpretation of … with reshuffling of existing savings. Continuing improvements in data on individual financial behaviour create scope for …

Persistent link: https://www.econbiz.de/10010293021

House price volatility and the housing ladder

Banks, James; Blundell, Richard; Oldfield, Zoë; Smith, … - 2010

Persistent link: https://www.econbiz.de/10010274692

Life-cycle consumption patterns at older ages in the US and the UK: Can medical expenditures explain the difference?

Banks, James; Blundell, Richard; Levell, Peter; Smith, … - 2016

In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status,...

Persistent link: https://www.econbiz.de/10011786830