Resumen Este trabajo revisa la literatura que trata del funcionamiento de la competencia en el sector de la salud cuando este está organizado alrededor de una managed care competition. Se abordan en una primera parte los problemas de asimetría de información que caracterizan los mercados de...

This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the market for the medical product. Various scenarios, such as monopoly pricing, price negotiation or horizontal differentiation are considered. The insurance contract specifies...

We develop a theoretical analysis of two widely used regulations of genetic tests, disclosure duty and consent law, and we run several experiments in order to shed light on both the take-up rate of genetic testing and on the comparison of policy-holders’ welfare under the two regulations....

We determine the optimal health policy mix when the average utility of patients in-creases with the supply of drugs available in a therapeutic class. Health risk coverage rely on two instruments, copayment and reference pricing, that affect the supported risk composed by health expenses and...

We study the effect of UI benefits in a typical developing country where the informal sector is sizeable and persistent. In a partial equilibrium environment we characterize the stationary equilibrium of an economy where policyholders may be employed in the formal sector, short-run unemployed...

En este documento se analizan los retos de la política de competencia en el sector de las tarjetas de pago a la luz de las enseñanzas de la teoría de los mercados de dos lados, para entregar elementos sólidos de análisis que contribuyan a un mejor entendimiento de la industria y de la...

We develop a model where a genetic test reveals whether an individual has a low or high probability of developing a disease. A costly prevention effort allows high-risk agents to decrease this probability. Agents are not obliged to take the test, but must disclose its results to insurers, and...

This paper examines a model of competition between two types of health insurers: Managed Care Organizations (MCOs) and Conventional Insurers". MCOs vertically integrate health care providers and pay them at a competitive price, while conventional insurers work as indemnity plans and pay the...