productivity be constructed with prices and quantities as perceived by consumers, not firms. Thus, factor shares need to be …

. Using data from a representative panel of Dutch consumers we find that roughly half of the public would open a CBDC current … that consumers perceive CBDC as distinct from current and savings accounts offered by traditional banks. Intended adoption … consumers with low trust in banks in general. These results suggest that central banks can steer consumers’ adoption of CBDC via …