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Racial and ethnic price differentials in the housing market

Bayer, Patrick J.; Casey, Marcus; Ferreira, Fernando … - In: Journal of urban economics 102 (2017), pp. 91-105

Persistent link: https://www.econbiz.de/10011845051

Race, Ethnicity and High-Cost Mortgage Lending

Bayer, Patrick J. - 2015

This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that …

Persistent link: https://www.econbiz.de/10013031298

What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders

Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...

Persistent link: https://www.econbiz.de/10011524186

An equilibrium model of sorting in an urban housing market : the causes and consequences of residential segregation

Bayer, Patrick J.; McMillan, Robert; Rueben, Kim S. - 2003

basis of race itself (whether driven by preferences or discrimination) leads to large reductions in the consumption of …

Persistent link: https://www.econbiz.de/10011609017

What drives racial segregation? : new evidence using census mcrodata

Bayer, Patrick J.; McMillan, Robert; Rueben, Kim S. - 2003

This paper sheds new light on the forces that drive residential segregation on the basis of race, assessing the extent … to which across-race differences in other household characteristics can explain a significant portion of observed racial … ways, and to carry out partial equilibrium counterfactuals that illuminate the contributions of a variety of non-race …

Persistent link: https://www.econbiz.de/10011612820