Trottmann, Maria; Zweifel, Peter; Beck, Konstantin - In: Journal of Health Economics 31 (2012) 1, pp. 231-242
Microeconomic theory predicts that if patients are fully insured and providers are paid fee-for-service, utilization of medical services exceeds the efficient level (‘moral hazard effect’). In Switzerland, both demand-side and supply-side cost sharing have been introduced to mitigate this...