branching, which intensified bank competition and improved efficiency. Exploiting the cross-state, cross-time variation in the … timing of bank deregulation, we evaluate the impact of liberalizing intrastate branching restrictions on the distribution of …

We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved bank … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative …

Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting …

Using a unique bank-level data set on the Ugandan banking system during 1999-2005, the authors explore the factors … not find a robust and economically significant relationship between privatization, foreign bank entry, market structure …, and banking efficiency. Similarly, macroeconomic variables can explain little of the over-time variation in bank spreads …