"Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting … States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income … inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of …

We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative … the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved bank …

Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting … United States intensified, ameliorated, or had no effect on income distribution. The analysis finds that branch deregulation …

timing of bank deregulation, we evaluate the impact of liberalizing intrastate branching restrictions on the distribution of … branching, which intensified bank competition and improved efficiency. Exploiting the cross-state, cross-time variation in the … income. We find that branch deregulation significantly reduced income inequality by boosting the incomes of lower income …