Using a survey dataset of Chinese rural households, we find that access to external finance is positively associated … informal finance, especially financing from friends and family, is positively associated with sales growth of microenterprises … with employees, but not of self-employed. We do not find any significant relationship between the use of formal finance and …

Abstract: Using a survey dataset of Chinese rural households, we find that access to external finance is positively … associated with the decision to become entrepreneur, the initial investment for microenterprises and the use of external finance …. Also, we find that the use of informal finance is positively associated with sales growth of microenterprises with …

ease access to finance in low-income countries. Second, there is no evidence that smaller institutions are better in … providing access to finance. To the contrary, larger specialized lenders and larger banks might actually ease small firms …

constraints for African enterprises. The paper compares access to finance in Africa and other developing regions of the world …, within Africa across countries, and across different groups of firms. It relates firms' access to finance to firm and banking …