Theory makes ambiguous predictions about the relationship between market structure and competitiveness of the banking … system and banking sector stability. Empirical studies focusing on individual countries provide similarly ambiguous results …, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system …

Theory makes ambiguous predictions about the relationship between market structure and competitiveness of the banking … system and banking sector stability. Empirical studies focusing on individual countries provide similarly ambiguous results …, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system …

This chapter takes stock of the current state of banking systems across Sub-Saharan Africa and discusses recent … developments including innovations that might help Africa leapfrog more traditional banking models.  Using an array of different … data, we document that African banking systems are shallow but stable.  African banks are well capitalized and over …