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This paper examines the effects of group identity in the credit market. Exploiting the quasirandom assignment of first-time borrowers to loan officers of a large Albanian lender, we test for own-gender bias in the loan officer-borrower match. We find that borrowers pay on average 29 basis points...
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In der Studie werden die makroökonomischen Bedingungen in afrikanischen Ländern südlich der Sahara erläutert und die aktuellen Entwicklungen und Trends im Bankensektor der Region im Überblick erörtert. Dabei gehen die Autoren auf die Herausforderungen und Chancen ein, die sich für den...
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The need to absorb windfalls gains and manage them appropriately has been discussed extensively by academics and policy makers alike. We explore the role of the financial sector in intermediating these windfalls. Controlling for the level of financial development, inflation, GDP growth and...
Persistent link: https://www.econbiz.de/10011615929
The need to absorb windfalls gains and manage them appropriately has been discussed extensively by academics and policy makers alike. We explore the role of the financial sector in intermediating these windfalls. Controlling for the level of financial development, inflation, GDP growth and...
Persistent link: https://www.econbiz.de/10011662525
This article discusses the impact of digitalisation on the structure of the European banking system. The recent wave of … mostly from outside the incumbent banking system. How new financial service providers (fintechs and big techs) compete or … result, financial risks may be partially shifted away from the banking sector, while non-financial risks increase their …
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