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This paper studies the effects of own-gender preferences on the supply of and demand for credit using data from a large … second loan. The effect is larger when officers have little prior exposure to borrowers of the other gender and when they … have more discretion to act on their gender beliefs, as proxied by financial market competition and branch size. We also …
Persistent link: https://www.econbiz.de/10012940145
We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank … unobservable borrower characteristics. This suggests that gender indeed matters in banking …
Persistent link: https://www.econbiz.de/10013116890
Persistent link: https://www.econbiz.de/10011337350
that own-gender preferences affect both credit supply and demand. Borrowers matched to officers of the opposite sex are … other gender and when they have more discretion to act on their gender beliefs, as proxied by financial market competition … own-gender preferences in the credit market can have substantial welfare effects …
Persistent link: https://www.econbiz.de/10013114140
-time borrowers to loan officers of a large Albanian lender, we test for own-gender bias in the loan officer-borrower match. We find … is independent of loan officer gender. Ending up with an opposite-sex loan officer also affects demand for credit, with …
Persistent link: https://www.econbiz.de/10011091317
to show that own-gender preferences affect both credit supply and demand. Borrowers matched to officers of the opposite … gender are less likely to return for a second loan. The effect is larger when officers have little prior exposure to … borrowers of the other gender and when they have more discretion to act on their gender beliefs, as proxied by financial market …
Persistent link: https://www.econbiz.de/10011091775
We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank … monitoring, as loan officers of different gender do not seem to screen borrowers differently based on observable borrower … characteristics. This suggests that gender indeed matters in banking. …
Persistent link: https://www.econbiz.de/10011092156
We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank … monitoring, as loan officers of different gender do not seem to screen borrowers differently based on observable borrower … characteristics. This suggests that gender indeed matters in banking. …
Persistent link: https://www.econbiz.de/10005048548
the world's emerging markets and developing economies (EMDEs), such regulation is also essential to support economic …
Persistent link: https://www.econbiz.de/10012869938
Persistent link: https://www.econbiz.de/10010197134