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BANK EFFICIENCY, OWNERSHIP AND MARKET STRUCTUREWHY ARE INTEREST SPREADS SO HIGH IN UGANDA?
Beck, Thorsten; Hesse, Heiko - University <Oxford> / Department of Economics - 2006
Using a unique bank-level dataset on the Ugandan banking system over theperiod 1999 to 2005, we explore the factors behind consistently high interest rate spreadsand margins. While foreign banks charge lower interest rate spreads, we do not find arobust and economically significant relationship...
Persistent link: https://www.econbiz.de/10005870169
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Finance and Growth for Microenterprises : evidence from Rural China
Beck, Thorsten; Lu, Liping; Yang, Rudai - In: World development : the multi-disciplinary … 67 (2015), pp. 38-56
Persistent link: https://www.econbiz.de/10011338220
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Finance and growth for microenterprises ; evidence from rural China
Beck, Thorsten; Lu, Liping; Yang, Rudai - 2013
Persistent link: https://www.econbiz.de/10010188285
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Finance and Growth for Microenterprises: Evidence from Rural China
Beck, Thorsten; Lu, Liping; Yang, Rudai - In: World Development 67 (2015) C, pp. 38-56
informal finance, especially financing from friends and family, is positively associated with sales growth of microenterprises … firm growth. Our findings underline the importance of finance for entrepreneurship and microenterprise growth, and the role …Using a survey dataset of Chinese rural households, we find that access to external finance is positively associated …
Persistent link: https://www.econbiz.de/10011117378
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Finance and Growth for Microenterprises : Evidence from Rural China
Beck, Thorsten; Lu, L.; Yang, R. - Tilburg University, Center for Economic Research - 2013
. Also, we find that the use of informal finance is positively associated with sales growth of microenterprises with … growth. Our findings underline the importance of finance for entrepreneurship and microenterprise growth, and the role of …Abstract: Using a survey dataset of Chinese rural households, we find that access to external finance is positively …
Persistent link: https://www.econbiz.de/10011092482
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Which households use banks? Evidence from the transition economies
Beck, Thorsten; Brown, Martin - 2011
This paper uses survey data for 29,000 households from 29 transition economies to explore how the use of banking services is related to household characteristics, bank ownership structure and the development of the financial infrastructure. At the household level we find that the holding of a...
Persistent link: https://www.econbiz.de/10011605341
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Which households use banks?
Beck, Thorsten; Brown, Martin - 2011
This paper uses survey data for 29,000 households from 29 transition economies to explore how the use of banking services is related to household characteristics, bank ownership structure and the development of the financial infrastructure. At the household level we find that the holding of a...
Persistent link: https://www.econbiz.de/10009640628
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Fintech and financial inclusion: Opportunities and pitfalls
Beck, Thorsten - 2020
access to finance and thus increase the bankable and banked population. Mobile money and crowdfunding platforms are prime …
Persistent link: https://www.econbiz.de/10012610060
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When Arm's Length Is Too Far. Relationship Banking over the Business Cycle
Beck, Thorsten; Degryse, Hans; de Haas, Ralph; van … - 2014
Using a novel way to identify relationship and transaction banks, we study how banks' lending techniques affect funding to SMEs over the business cycle. For 21 countries we link the lending techniques that banks use in the direct vicinity of firms to these firms' credit constraints at two...
Persistent link: https://www.econbiz.de/10010398626
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When arm's length is too far. Relationship banking over the business cycle
Beck, Thorsten; Degryse, Hans; De Haas, Ralph; van … - 2014
Using a novel way to identify relationship and transaction banks, we study how banks' lending techniques affect funding to SMEs over the business cycle. For 21 countries we link the lending techniques that banks use in the direct vicinity of firms to these firms' credit constraints at two...
Persistent link: https://www.econbiz.de/10012148731