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compensated the tightening of overall credit with other sources of funding. Nevertheless, SMEs were subject to a binding …
Persistent link: https://www.econbiz.de/10014564962
compensated the tightening of overall credit with other sources of funding. Nevertheless, SMEs were subject to a binding …
Persistent link: https://www.econbiz.de/10012899198
Traditional financial services are rapidly being reformed by technology. Small- and medium-sized enterprises (SMEs … growth faced by SMEs around the globe is access to financing. This is not a new issue, as the onerous information …, administration, and collateral requirements associated with traditional loans have inhibited SMEs from seeking or securing financing …
Persistent link: https://www.econbiz.de/10012994006
compensated the tightening of overall credit with other sources of funding. Nevertheless, SMEs were subject to a binding …
Persistent link: https://www.econbiz.de/10013252076
compensated the tightening of overall credit with other sources of funding. Nevertheless, SMEs were subject to a binding …
Persistent link: https://www.econbiz.de/10012054475
Persistent link: https://www.econbiz.de/10003777844
Using a firm-level survey database covering 48 countries, we investigate how financial and institutional development affects financing of large and small firms. Our database is not limited to large firms but includes small and medium-size firms and data on a broad spectrum of financing sources,...
Persistent link: https://www.econbiz.de/10012562242
This paper studies the effects of own-gender preferences on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less likely to return for a second loan. The effect is larger when officers...
Persistent link: https://www.econbiz.de/10012940145
This paper examines the effects of group identity in the credit market. Exploiting the quasirandom assignment of first-time borrowers to loan officers of a large Albanian lender, we test for own-gender bias in the loan officer-borrower match. We find that borrowers pay on average 29 basis points...
Persistent link: https://www.econbiz.de/10011091317
Abstract: We exploit the quasi-random assignment of borrowers to loan officers using data from a large Albanian lender to show that own-gender preferences affect both credit supply and demand. Borrowers matched to officers of the opposite gender are less likely to return for a second loan. The...
Persistent link: https://www.econbiz.de/10011091775