Showing 1 - 10 of 344
This paper uses matched bank-firm-level data and the 2014 depreciation of the euro to show that exchange rate … depreciations lead to increased bank loan supply of large banks with significant net foreign asset exposure. This increase in …
Persistent link: https://www.econbiz.de/10012792736
This paper studies the effects of own-gender preferences on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less likely to return for a second loan. The effect is larger when officers...
Persistent link: https://www.econbiz.de/10012940145
We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved bank … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative …
Persistent link: https://www.econbiz.de/10013152550
Can distance-related information asymmetries in credit markets be overcome with contract design and credit scoring models? To answer this question, we explore differences in foreign and domestic banks' credit contract terms and pricing models. Using a sample of firms that borrow from both...
Persistent link: https://www.econbiz.de/10013008058
SME loans across foreign, private, and government-owned banks, even though different bank ownership types apply different …
Persistent link: https://www.econbiz.de/10013156453
Using matched bank-firm-level data and the 2014 depreciation of the euro, we show that exchange rate depreciations can …
Persistent link: https://www.econbiz.de/10014236048
We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank …
Persistent link: https://www.econbiz.de/10013116890
Persistent link: https://www.econbiz.de/10009425201
episodes of intensi fied (systemic) bank risk: specialization (capturing overexposures), differentiation (capturing indirect … nd that both individual and systemic bank risk decrease withspecialization. Indirect connectedness of banks is … particularly (and negatively) related to individual bank risk, whereas direct connectedness of banks is particularly (and …
Persistent link: https://www.econbiz.de/10012934143
Persistent link: https://www.econbiz.de/10013186122