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Financial innovation in the form of new delivery channels, products, and providers has helped push out the frontier of access to finance and thus increase the bankable and banked population. Mobile money and crowdfunding platforms are prime examples for this. The same financial innovation has...
Persistent link: https://www.econbiz.de/10012259324
literature has mainly used aggregate measures of overall bank lending to the private sector. We construct a new dataset from 45 … developed and developing countries, decomposing bank lending into lending to enterprises and lending to households and assess …
Persistent link: https://www.econbiz.de/10013159427
The contribution of financial and non-financial risks to the overall level of risk in the system depends on the current state of the EU banking system (which, in the aggregate and compared with banking sectors in other major advanced economies, cannot be characterised as strong) and how...
Persistent link: https://www.econbiz.de/10012802695
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Financial innovation in the form of new delivery channels, products, and providers has helped push out the frontier of access to finance and thus increase the bankable and banked population. Mobile money and crowdfunding platforms are prime examples for this. The same financial innovation has...
Persistent link: https://www.econbiz.de/10012610060
A sound financial regulatory framework is critical for minimizing the risk imposed by financial system fra­gility. In the world's emerging markets and developing economies (EMDEs), such regulation is also essential to support economic development and poverty reduc­tion. Meanwhile, it is...
Persistent link: https://www.econbiz.de/10012869938
This paper uses matched bank-firm-level data and the 2014 depreciation of the euro to show that exchange rate … depreciations lead to increased bank loan supply of large banks with significant net foreign asset exposure. This increase in …
Persistent link: https://www.econbiz.de/10012792736
, such as encouraging banking competition or channeling government payments through bank accounts, play an important role …
Persistent link: https://www.econbiz.de/10012300650