Beck, Thorsten; Demirguc-Kunt, Asli; Peria, Maria … - 2011
-owned banks use different lending technologies and organizational structures for SME financing. The extent, type, and pricing of … SME loans, however, is not strongly correlated with lending technologies and organizational structures, suggesting that … SME financing need not be based only on "relationship lending". Consistent with these results, we find few significant …