value and aggregate economic activity. We investigate whether and how bank governance, especially private vs. non …-private bank ownership, affects financial constraints of small and medium-sized enterprises (SMEs). We focus on SMEs because they … are more opaque, bank-dependent and riskier than large firms. Given the significant differences between private and non …

We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank …

We investigate whether and how financial constraints of private firms depend on bank lending behavior. Bank lending … behavior, especially its scale, scope and timing, is largely driven by bank business models which differ between privately …

Recent regulatory efforts aim at lowering the cyclicality of bank lending because of ist potential detrimental effects …