This study examines the role of religiosity at province level in Indonesia on the financing activities in both Islamic and conventional banks. Covering the period from 2013-2018, this study uses five different measures of religiosity namely: Islamic school, hajj application, Islamic seminary...

We explore the role of trust in Islamic culture in business to business relationship by exploring the link between bank managers' trust in business customers and their financing decision. In line with our expectations based on the fact that Islamic culture is characterized by a collectivistic...

We investigate the impact of COVID-19 on 42,401 UK SMEs and how government interven-tion affect their capability to survive the pandemic. The results show that, without governmental miti-gation schemes, 59% of UK SMEs report negative earnings and that their residual life is reduced from 164 days...

This article examines trade credit decision in Western Europe using a comprehensive sample of 182,296 SMEs for the period 2003-2013. We develop a theoretical framework based on information asymmetry, financial distress and the role of country informal institutions. The results show that country...

We examine the use of trade credit in Western Europe by relying on a sample of 182,296 small firms for the period 2003-2013. Building on information asymmetry theory, we explore how a country’s culture can impact SMEs use of trade credit. We discover that countries’ cultural norms play a key...