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Predatory lending and the subprime crisis

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2012

We measure the effect of an anti-predatory pilot program (Chicago, 2006) on mortgage default rates to test whether predatory lending was a key element in fueling the subprime crisis. Under the program, risky borrowers and/or risky mortgage contracts triggered review sessions by housing...

Persistent link: https://www.econbiz.de/10009625929

Predatory lending and the subprime crisis

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2013

Persistent link: https://www.econbiz.de/10010200874

The total costs of corporate borrowing in the loan market : don’t ignore the fees

Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2016

evidence that: (1) fees are used to price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …

Persistent link: https://www.econbiz.de/10011436292

Predatory lending and the subprime crisis

Agarwal, Sumit; Ben-David, Itzhak; Chomsisengphet, Souphala - In: Journal of financial economics 113 (2014) 1, pp. 29-52

Persistent link: https://www.econbiz.de/10010421833

The total costs of corporate borrowing in the loan market : don't ignore the fees

Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2015

evidence that: (1) fees are used to Price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …

Persistent link: https://www.econbiz.de/10010480935

An analysis and critique of the BIS proposal on capital adequacy and ratings

Altman, Edward I.; Saunders, Anthony - 2000

Persistent link: https://www.econbiz.de/10001463936

An analysis and critique of the BIS proposal on capital adequacy and ratings

Altman, Edward I.; Saunders, Anthony - In: Journal of banking & finance 25 (2001) 1, pp. 25-46

Persistent link: https://www.econbiz.de/10001546233

Credit risk assessment and relationship lending : special issue

Altman, Edward I. (contributor); … - In: Journal of banking & finance 22 (1998) 10, pp. 1231-1480

Persistent link: https://www.econbiz.de/10001250857

Predatory Lending and the Subprime Crisis

Agarwal, Sumit - 2013

Persistent link: https://www.econbiz.de/10013074282

Forced Bank Relationship Loss : Accounting Information Opacity and Loan Conditions

Xu, Yuqian - 2019

We examine the impact on a firm when it is exogenously forced to switch its bank relationship from one branch to another branch of the same bank. We show the effect depends directly on the relative balance between the hard accounting information provided to the bank by the firm, as part of the...

Persistent link: https://www.econbiz.de/10012901734