We examine the effects of competition on bank risk. We find strong evidence that interstate banking deregulation … — which generally increases bank competition — is associated with lower bank risk and some evidence intrastate branching … increases bank risk. Further, interstate banking reduces bank risk more in sparsely populated states. Additional analyses …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … to benefit more from being diversified. This analysis provides important strategic and policy implications for bank …

The U.S. bank stress tests aim to improve financial system stability. However, they may also affect bank credit supply …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

Liquidity creation is one of banks' raisons d'être. But what happens to liquidity creation and risk taking when a bank … increases to up to around 50 percent when such actions are taken. Second, bank risk taking decreases in the aftermath of …