This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks … during the 1996-2006 period. We construct a new measure, economies of diversification, and compare the results to those of …. Diversification is captured in four dimensions: loans, deposits, assets, and geography. We find that all four dimensions of …

Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … recent financial crisis suggests that aggressive diversification strategies may have resulted in increased risk taking and … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and …

This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks … during the 1996-2006 period. We construct a new measure, economies of diversi-fication, and compare the results to those of …. Diversification is captured in four dimensions: loans, deposits, assets, and geography. We find that all four dimensions of …

This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks … during the 1996-2006 period. We construct a new measure, economies of diversification, and compare the results to those of …. Diversification is captured in four dimensions: loans, deposits, assets, and geography. We find that all four dimensions of …

This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks … during the 1996-2006 period. We construct a new measure, economies of diversification, and compare the results to those of …. Diversification is captured in four dimensions: loans, deposits, assets, and geography. We find that all four dimensions of …

Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … recent financial crisis suggests that aggressive diversification strategies may have resulted in increased risk taking and … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and …

% of entry in metropolitan markets, and more than 10% of entry in rural markets. Additional results suggest that bank age …

method, and a number of bank, market, and regulatory characteristics. We review the existing literature and provide new …