. Higher bank capital is associated with significantly narrower loan bid-ask spreads. This effect is stronger when banks are …

We find that credit lines (CLs) play special roles in syndicated lending, committing lead banks to screen, monitor, and … that banks significantly alleviate information problems in the syndicated loan market. Additional tests using the Lehman …

apply to FinTech more generally. Findings suggest that FinTech tends to replace loans by large/out-of-market banks more than … small/in-market banks. This is consistent with FinTech advantages in more efficient processing of hard information, rather …

How well does monetary policy affect bank behavior, particularly during financial crises? What is the role of banks in … times, monetary policy affects liquidity creation only for small banks; (2) monetary policy effects are weaker for banks of …

banks. Our data on lenders, borrowers, relationships, and contract terms for over 18,000 business loans from 48 countries … rationed. We uncover further important differences between foreign and domestic banks and between U.S. and non-U.S. banks. We … also find that financial crises change how banks price borrower risk …

– spread, amount, maturity, collateral, and covenants –suggesting increased credit supply to borrowers of bailed-out banks at …

, allowing failure. Only under optimally designed bail-in do banks recapitalize during distress. Their pre-commitment to …

primarily affects borrowers rather than banks. Our Y-14Q loan-level dataset has broader representation than other datasets. We … credit access at the extensive margin. Limited brightside findings hold for smaller firms and smaller banks …

Governments provide guarantees to banks, such as deposit insurance, often increasing them during financial crises …-causality identification challenges by examining effects of home country guarantees on liquidity creation by subsidiary banks in foreign host …