We find that credit lines (CLs) play special roles in syndicated lending, committing lead banks to screen, monitor, and … that banks significantly alleviate information problems in the syndicated loan market. Additional tests using the Lehman …

apply to FinTech more generally. Findings suggest that FinTech tends to replace loans by large/out-of-market banks more than … small/in-market banks. This is consistent with FinTech advantages in more efficient processing of hard information, rather …

. Higher bank capital is associated with significantly narrower loan bid-ask spreads. This effect is stronger when banks are …

This paper empirically examines how capital affects a bank’s performance (survival and market share) and how this …. We have two main results. First, capital helps small banks to increase their probability of survival and market share at … large banks primarily during banking crises. Additional tests explore channels through which capital generates these effects …

– spread, amount, maturity, collateral, and covenants –suggesting increased credit supply to borrowers of bailed-out banks at …

foreign and domestic banks. Using a dataset from 50 countries containing over 18,000 business loans with information on the … to have changed how banks price borrower risk. Further, there are important differences between foreign and domestic … banks and between U.S. and non-U.S. loans …

Minority-owned banks have a mission to promote economic well-being in their communities. In particular, specialization … through times of financial and economic crises. To test this proposition, we analyze individual banks in their local market … context from 2006 to 2020. Results suggest minority-owned banks improve economic resilience in their communities during the …

weaken or strengthen market discipline by depositors through deposit supplies. The second is if bailed-out banks decrease or …

Minority-owned banks have a mission to promote economic wellbeing in their communities. In particular, specialization … through times of financial and economic crises. To test this proposition, we analyze individual banks in their local market … context from 2006-2020. Results suggest minority-owned banks improve economic resilience in their communities during the …

Governments provide guarantees to banks, such as deposit insurance, often increasing them during financial crises …-causality identification challenges by examining effects of home country guarantees on liquidity creation by subsidiary banks in foreign host …