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Do Depositors Discipline Banks and Did Government Actions During the Recent Crisis Reduce this Discipline? An International Perspective
Berger, Allen N. - 2014
may have increased during the crisis due to heightened awareness of the risks of bank failures. To address these issues …
Persistent link: https://www.econbiz.de/10013069056
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Who Pays for Financial Crises? Price and Quantity Rationing of Different Borrowers by Domestic and Foreign Banks
Berger, Allen N. - 2018
Financial crises result in price and quantity rationing of otherwise creditworthy business borrowers, but little is known about the relative severity of these two types of rationing, which borrowers are rationed most, and the roles of foreign and domestic banks. Using a dataset from 50 countries...
Persistent link: https://www.econbiz.de/10012913881
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Who Pays for Financial Crises? Price and Quantity Rationing of Different Borrowers by Domestic and Foreign Banks
Berger, Allen N. - 2019
Financial crises result in price and quantity rationing of creditworthy borrowers. However, little is known about the relative severity of these two rationing types, which borrowers are rationed most, and differences between foreign and domestic banks. Our data on lenders, borrowers,...
Persistent link: https://www.econbiz.de/10012900906
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The Oxford handbook of banking
Berger, Allen N. (ed.); Molyneux, Philip (ed.);  … - 2015 - 2. ed.
This handbook provides an overview and analysis of state-of-the-art research in banking written by leading researchers in the field. It strikes a balance between abstract theory, empirical analysis, and practitioner and policy-related material.
Persistent link: https://www.econbiz.de/10012669652
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Competition and Bank Risk : Evidence from Geographic Bank Deregulation
Berger, Allen N. - 2019
We examine the effects of competition on bank risk. We find strong evidence that interstate banking deregulation … — which generally increases bank competition — is associated with lower bank risk and some evidence intrastate branching … increases bank risk. Further, interstate banking reduces bank risk more in sparsely populated states. Additional analyses …
Persistent link: https://www.econbiz.de/10012864308
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Do Business Borrowers Benefit from Bank Bailouts? - The Effects of TARP on Loan Contract Terms
Berger, Allen N. - 2017
We investigate benefits to business borrowers from bank bailouts – specifically the Troubled Asset Relief Program (TARP … and policy debates on bank bailouts …
Persistent link: https://www.econbiz.de/10012969974
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Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions
Berger, Allen N. - 2016
We investigate whether saving Wall Street through the Troubled Assets Relief Program (TARP) really saved Main Street during the recent financial crisis. Our difference-in-difference analysis suggests that TARP statistically and economically significantly increased net job creation and net hiring...
Persistent link: https://www.econbiz.de/10013006410
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Deregulation and Banks’ Cost of Equity Capital
Berger, Allen N. - 2020
We examine the effects of geographic deregulation on banks' cost of equity (COE) using changes in interstate bank …
Persistent link: https://www.econbiz.de/10012850786
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Geographic Deregulation and Bank Capital Structure
Berger, Allen N. - 2020
Despite ample research demonstrating many consequences of bank geographic deregulation, the bank capital determinants … evidence that geographic deregulation significantly increases both bank target capital ratios and speeds of adjustment to these … ways, including a gravity-deregulation approach with time-varying bank-specific instruments. Findings are also robust to …
Persistent link: https://www.econbiz.de/10012852303
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Banking Research in the Time of COVID-19
Berger, Allen N.; Demirgüç-Kunt, Asli - 2021
Despite the devastating worldwide human and economic tolls of the COVID-19 crisis, it has created some positive economic and financial surprises and opportunities for research. This paper highlights two such favorable surprises – the shortest U.S. recession on record and the avoidance of any...
Persistent link: https://www.econbiz.de/10013212045