, primarily by community banks. The survey evidence suggests that the use of credit scores in small business lending by community … banks is surprisingly widespread. Moreover, the scores employed tend to be the consumer credit scores of the small business …

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …

of the relative health of community banks on economic growth and investigating potential transmission mechanisms for … market shares and higher efficiency rankings for small, private, domestically owned banks are associated with better economic … performance, and that the marginal benefits of larger shares are greater when the banks are more efficient.Only mixed support is …

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper …

, and local versus nonlocal banks – in banking relationships. The conventional paradigm suggests that "community banks …

of the relative health of community banks on economic growth and investigating potential transmission mechanisms for … market shares and higher efficiency rankings for small, private, domestically owned banks are associated with better economic … performance, and that the marginal benefits of larger shares are greater when the banks are more efficient. Only mixed support is …

the bank.s lending cycle that results in an easing of credit standards. This easing of standards may be compounded by … individual US banks over the period 1980-2000. We employ over 200,000 observations on commercial loan growth measured at the bank …

in banking. Our quantity analysis of the likelihood that small businesses borrow from large versus small banks and our … advantage or disadvantage for large banks in small business lending overall, or in lending to informationally opaque small …

of the relative health of community banks on economic growth and investigating potential transmission mechanisms for … market shares and higher efficiency rankings for small, private, domestically owned banks are associated with better economic … performance, and that the marginal benefits of larger shares are greater when the banks are more efficient. Only mixed support is …