availability of credit to small businesses. Small businesses have fewer alternatives to external finance than do large companies. A …, asset-based lending, credit scoring, and relationship lending; lending is compared with the other technologies in terms of … shocks to the economic environment in which banks and small businesses function on the availability of credit to small …

An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit …. -- Collateral ; asymmetric information ; banks ; small business ; credit scoring …