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after replacing bank loans. Both FinTech and bank loans are found to benefit the real economy …

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Berger, Allen N. - In: Papeles de economía española 84/85 (2000), pp. 64-87

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Berger, Allen N. - In: Journal of money, credit and banking : JMCB 35 (2003) 2, pp. 141-176

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