We examine the effects of competition on bank risk. We find strong evidence that interstate banking deregulation … — which generally increases bank competition — is associated with lower bank risk and some evidence intrastate branching … increases bank risk. Further, interstate banking reduces bank risk more in sparsely populated states. Additional analyses …

We investigate benefits to business borrowers from bank bailouts – specifically the Troubled Asset Relief Program (TARP … and policy debates on bank bailouts …

We examine the effects of geographic deregulation on banks' cost of equity (COE) using changes in interstate bank …

Despite ample research demonstrating many consequences of bank geographic deregulation, the bank capital determinants … evidence that geographic deregulation significantly increases both bank target capital ratios and speeds of adjustment to these … ways, including a gravity-deregulation approach with time-varying bank-specific instruments. Findings are also robust to …

may have increased during the crisis due to heightened awareness of the risks of bank failures. To address these issues …

Bank bailouts are not the "one-shot" events commonly described in the literature. These bailouts are instead dynamic …

Liquidity creation is one of banks’ raisons d’être. But what happens to liquidity creation and risk taking when a bank … increases to up to around 50 percent when such actions are taken. Second, bank risk taking decreases in the aftermath of … creation ; bank distress ; regulatory interventions ; capital injections …

We model dynamic bank capital structure under three optimally-designed regulatory regimes dealing with potential …