The U.S. bank stress tests aim to improve financial system stability. However, they may also affect bank credit supply …

We examine how bank efficiency during normal times affects survival, risk, and profitability during subsequent … times helps reduce bank failure probabilities, decrease risk, and enhance profitability during subsequent financial crises …

Despite ample research demonstrating many consequences of bank geographic deregulation, the bank capital determinants … evidence that geographic deregulation significantly increases both bank target capital ratios and speeds of adjustment to these … ways, including a gravity-deregulation approach with time-varying bank-specific instruments. Findings are also robust to …

Prudential bank supervision is designed to enhance financial stability, but we are unaware of research linking this … to systemic risk. Using instrumental variables, we find significantly smaller bank contributions to systemic risk after … reduction than those against individual bank managers …

We conduct the first broad-based international study on bank-level failures covering 92 countries over 2000 … with bank failure, but operate through different channels. Managers in individualist countries assume more portfolio risk …

. While risk effects are well researched, impacts on bank output remain largely unexplored. We investigate bank output effects … using data from 75 countries on bank liquidity creation, a comprehensive bank output measure. We address reverse … findings suggest that home-country guarantees decrease subsidiary bank liquidity creation by as much as 15% …