is expected that the creation of a Single European Payments Area (SEPA) will spur consolidations and mergers among …

historical LVTS and ACSS data to predict the demand for the future systems. The results show that small-value LVTS payments will … likely migrate to SOE. Also, in the short run, about CAD 10,000 billion of LVTS and ACSS payments (per year) is anticipated …

payments into RTR, SOE and Lynx. To that end we define a methodology for comparing the current and future payment instruments … that end-users will be faced with in the new payments landscape. Similarly, we develop a method to assess the current and … value of ACSS and LVTS payments might find its way to RTR due to changing end-user behaviour. Our analysis also suggests …

This study provides insight into the costs of cash, debit card and credit card payments made at the point of sale in … well as internal and external data sources, the results show that the resource costs of payments in Canada are non …

In this paper, we study how the impact of a cyber-attack that paralyzes one or multiple banks' ability to send payments … would transmit to other banks through the Canadian wholesale payments system. Based on historical payment data, we simulate … and number of banks under attack, the time of the attack and the design of the payments system, the attack can quickly …