We analyze the effect of bank capital, regulation and deposit insurance on the global systemic risk of international banks during the period of 1999-2012. Using a comprehensive panel of large global banks, we identify factors that influence the build-up of systemic risk worldwide across a large...

We study the effects of innovations in financial technology by banks on local competition for deposits and credit supply. To identify the causal effect of financial technology on deposits and lending, we exploit the geographic heterogeneity in human capital available to bank headquarters to...