This paper documents trends over the last two decades in retirement behavior and retirement income choices by …, the average retirement age rose by approximately 1.3 years for female and 2 years for male participants. There is … retirement. Later retirement and lags between retirement and the first retirement income payout led to a growing fraction of …

not even offer participants a life annuity option at retirement. Thus, individuals who wish to annuitize generally must do … retirement resources …

provide a new tool for managing the key risks in retirement – longevity, medical expenditures and inflation – with a holistic … Retirement Security Product (RSP) …

benefit pensions to employee-controlled retirement savings plans. Further, the legislative reforms of the 1980s and the …