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The exposure of mortgage borrowers to interest rate risk, income risk and house price risk : evidence from Swiss loan application data

Brown, Martin; Guin, Benjamin - 2014 - This draft: 2 December 2014

We study the exposure of mortgage borrowers in Switzerland to interest rate, income and house price risks and examine … analysis is based on a unique data set of household mortgage applications from September 2012 until January 2014. Our … assessment of risk exposure among mortgage borrowers in Switzerland is highly sensitive to the underlying assumptions on mortgage …

Persistent link: https://www.econbiz.de/10011344795

Mortgage relationships

Brown, Martin; Hoffmann, Matthias - 2013

We examine the closeness of relationships between households and their mortgage lenders using survey data which provide …. Our analysis is based on a sample of 470 households which have a mortgage and multiple bank relations, allowing us to … compare mortgage relations and non-mortgage relations for the same households. We find that mortgage relations are used for a …

Persistent link: https://www.econbiz.de/10010407637

Swiss franc lending in Europe

Brown, Martin; Peter, Marcel; Wehrmüller, Simon - In: Aussenwirtschaft : schweizerische Zeitschrift für … 64 (2009) 2, pp. 167-181

Persistent link: https://www.econbiz.de/10003934569

Relationship banking in the residential mortgage market? : Evidence from Switzerland

Brown, Martin; Hoffmann, Matthias - In: Swiss journal of economics and statistics 152 (2016) 1, pp. 23-48

Persistent link: https://www.econbiz.de/10011506436

Financial literacy, household investment and household debt : evidence from Switzerland

Brown, Martin; Graf, Roman - 2013

Persistent link: https://www.econbiz.de/10010407640

The exposure of mortgage borrowers to interest rate risk and house price risk : evidence from Swiss loan application data

Brown, Martin; Guin, Benjamin - In: Swiss journal of economics and statistics 151 (2015) 2, pp. 89-123

We study the aggregate exposure of mortgage borrowers in Switzerland to interest rate and house price risks and examine … variation. The analysis is based on a unique data set of household mortgage applications. Our results suggest that the aggregate …

Persistent link: https://www.econbiz.de/10011297952

Borrowing Constraints, Home Ownership and Housing Choice : Evidence from Intra-Family Wealth Transfers

Blickle, Kristian - 2018

We study the impact of borrowing constraints on home ownership and housing demand by comparing the tenure choice and housing quality of consumers who receive intra-family wealth transfers to those that do not. Our analysis is based on household-level panel data providing information on the...

Persistent link: https://www.econbiz.de/10012935546

Borrowing constraints, home ownership and housing choice : evidence from intra-family wealth transfers

Blickle, Kristian; Brown, Martin - In: Essays in financial intermediation, (pp. 1-60). 2018

Persistent link: https://www.econbiz.de/10011962102

Information Sharing and Credit: Firm-Level Evidence from Transition Countries

Brown, Martin; Jappelli, Tullio; Pagano, Marco - 2008

We investigate whether information sharing among banks has affected credit market performance in the transition countries of Eastern Europe and the former Soviet Union, using a large sample of firm-level data. Our estimates show that information sharing is associatedwith improved availability...

Persistent link: https://www.econbiz.de/10010301435

Foreign Currency Loans - Demand or Supply Driven?

Brown, Martin; Kirschenmann, Karolin; Ongena, Steven - 2010

Motivated by current concerns over foreign currency exposures in emerging economies, we examine the currency denomination of business loans made in Bulgaria prior to the current crisis. We analyze information on the requested and granted currency for more than hundred thousand loans granted by...

Persistent link: https://www.econbiz.de/10010301554

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