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Gambling and the Use of Credit : An Individual and Household Level Analysis
Brown, Sarah - 2010
household level. While both the incidence and amount of gambling vary according to household income, the positive association … between gambling and the use of credit is remarkably stable across household income. In addition to our household level … of credit, with somewhat stronger relationships in lower income households …
Persistent link: https://www.econbiz.de/10013146840
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Gambling and the use of credit : an individual and household level analysis
Brown, Sarah; Dickerson, Andrew P.; McHardy, Jolian P.; … - 2010
household level. While both the incidence and amount of gambling vary according to household income, the positive association … between gambling and the use of credit is remarkably stable across household income. In addition to our household level … of credit, with somewhat stronger relationships in lower income households. -- Risk-taking ; gambling ; credit ; debt …
Persistent link: https://www.econbiz.de/10003942188
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Household finances and social interaction : Bayesian analysis of household panel data
Brown, Sarah; Ghosh, Pulak; Taylor, Karl - 2014
We investigate the relationship between social interaction and household finances using data from the British Household Panel Survey. We contribute to the existing literature by exploring the relationship between a wide range of aspects of household finances and social interaction, rather than...
Persistent link: https://www.econbiz.de/10010380024
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Mortgages and Financial Expectations: A Household Level Analysis
Taylor, Karl; Brown, Sarah; Garino, Gaia - Department of Economics, Leicester University - 2005
We contribute to the literature on household mortgage debt by exploring one particular influence on mortgage debt at the household level, namely the financial expectations of the individuals within the household. Our theoretical model predicts a positive association between the quantity of...
Persistent link: https://www.econbiz.de/10005385077
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Debt and financial expectations: an individual and household level analysis
Brown, Sarah; Taylor, Karl; Garino, Gaia; Price, … - Department of Economics, Leicester University - 2003
In this paper we show that optimistic financial expectations impact positively on both the uantity of debt and the growth in debt, at the individual and household levels. Our heoretical model shows that this association is predicted under a variety of plausible cenarios. In the empirical...
Persistent link: https://www.econbiz.de/10005385082
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Household Finances and Attitudes towards Risk
Brown, Sarah; Taylor, Karl; Garino, Gaia - Department of Economics, University of Sheffield - 2008
Persistent link: https://www.econbiz.de/10005593079
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Mortgages and Financial Expectations: A Household-Level Analysis
Brown, Sarah; Garino, Gaia; Taylor, Karl - In: Southern Economic Journal 74 (2008) 3, pp. 857-878
We contribute to the literature on household mortgage debt by exploring one particular influence on mortgage debt at the household level, namely the financial expectations of the individuals within the household. Our theoretical model predicts a positive association between the quantity of...
Persistent link: https://www.econbiz.de/10005562065
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Debt and Financial Expectations: An Individual- and Household-Level Analysis
Brown, Sarah; Garino, Gaia; Taylor, Karl; Price, … - In: Economic Inquiry 43 (2005) 1, pp. 100-120
In this article we show that optimistic financial expectations impact positively on both the quantity of debt and the growth in debt at the individual and household levels. Our theoretical model shows that this association is predicted under a variety of plausible scenarios. In the empirical...
Persistent link: https://www.econbiz.de/10005568044
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Portfolio Allocation, Income Uncertainty and Households' Flight from Risk
Brown, Sarah - 2016
Analysing the US Panel Study of Income Dynamics, we present a new empirical method to investigate the extent to which …
Persistent link: https://www.econbiz.de/10012977335
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Mortgages and financial expectations : a household level analysis
Brown, Sarah (contributor); Garino, Gaia (contributor);  … - 2005
Persistent link: https://www.econbiz.de/10002809199