fact that universal banking in Germany creates implicit barriers to entry. Yet, regulatory and informational differences … which are unrelated to universal banking could be responsible for the observed difference as well. This paper provides a … stylized theoretical model of the banking industry, which suggests that market segmentation and limited market entry can be due …

to the banking sector. We find evidence that changes in lending by large banks have a significant impact on GDP growth …

between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of …

The development of macroprudential policy tools has been one of the most significant changes in banking regulation in … recent years. In this multi-study initiative of the International Banking Research Network (IBRN), researchers from 15 … central banks and 2 international organizations use micro-banking data in conjunction with a novel dataset of prudential …

The development of macroprudential policy tools has been one of the most significant changes in banking regulation in … recent years. In this multi-study initiative of the International Banking Research Network, researchers from fifteen central … banks and two international organizations use micro-banking data in conjunction with a novel dataset of prudential …