control the supply of bank credit. Regulatory efforts to influence the aggregate supply of credit may be thwarted to some … suited to address these questions, given its unique regulatory history (UK bank regulators imposed bank-specific and time …

We develop a theory of bank liquidity (cash reserve) requirements. Because cash is both observable and riskless …, greater cash holdings improve bank incentives to manage risk in the remaining, non-cash portfolio of risky assets. In a model … with a single bank, cash is held voluntarily to stem depositors' incentives to withdraw funds early in response to adverse …

The regulation of bank capital to improve the resilience of the financial system and, related to this aim, as a means … Kingdom, regulators have imposed time-varying, bank-specific minimum capital requirements since Basel I. Over the 1998 …

If stable and efficient banks are such a good idea, why are they so rare? -- The game of bank bargains -- Tools of … colonial times to 1990 -- The new U.S. bank bargain : megabanks, urban activists, and the erosion of mortgage standards …

fundamental reserve demands of Fed member banks, we find that despite being doubled, reserve requirements were not binding on bank …

The protection of bank debt and the targeting of risk-promoting mortgage subsidies are the primary sources of systemic … risk in banking systems around the world. These two threats are related. Deposit insurance and other bank protection …