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What Calls to ARMs? International Evidence on Interest Rates and the Choice of Adjustable-Rate Mortgages
Badarinza, Cristian - 2016
in total mortgage issuance. Using a nine-country panel and instrumental variables methods, we present evidence that near …-term (one-year) rational expectations of future movements in ARM rates do affect mortgage choice, particularly in more recent …
Persistent link: https://www.econbiz.de/10013007484
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What calls to arms? : international evidence on interest rates and the choice of adjustable rate mortages
Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - 2014
Persistent link: https://www.econbiz.de/10010409108
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What calls to arms? : international evidence on interest rates and the choice of adjustable-rate mortgages
Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - 2014
Persistent link: https://www.econbiz.de/10010412809
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What Calls to Arms? International Evidence on Interest Rates and the Choice of Adjustable-Rate Mortgages
Badarinza, Cristian - 2014
in total mortgage issuance. Using a nine-country panel and instrumental variables methods, we present evidence that near …-term (one-year) rational expectations of future movements in ARM rates do affect mortgage choice, particularly in more recent …
Persistent link: https://www.econbiz.de/10013048590
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What calls to ARMs? : international evidence on interest rates and the choice of adjustable-rate mortgages
Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - In: Management science : journal of the Institute for … 64 (2018) 5, pp. 2275-2288
Persistent link: https://www.econbiz.de/10011874083
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What Calls to ARMs? International Evidence on Interest Rates and the Choice of Adjustable-Rate Mortgages
Badarinza, Cristian - 2014
in total mortgage issuance. Using a nine-country panel and instrumental variables methods, we present evidence that near …-term (one-year) rational expectations of future movements in ARM rates do affect mortgage choice, particularly in more recent …
Persistent link: https://www.econbiz.de/10012458258
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The impact of regulation on mortgage risk : evidence from India
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - In: American economic journal : a journal of the American … 7 (2015) 4, pp. 71-102
Persistent link: https://www.econbiz.de/10011393066
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How do regulators influence mortgage risk : evidence from an emerging market
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - 2012
Persistent link: https://www.econbiz.de/10009631275
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How do regulators influence mortgage risk? : evidence from an emerging market
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - 2012
Persistent link: https://www.econbiz.de/10009655144
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A model of mortgage default
Campbell, John Y.; Cocco, João F. - 2014 - This version: February 2014
This paper solves a dynamic model of households' mortgage decisions incorporating labor income, house price, inflation …, and interest rate risk. It uses a zero-profit condition for mortgage lenders to solve for equilibrium mortgage rates given … borrower characteristics and optimal decisions. The model quantifies the effects of adjustable vs. fixed mortgage rates, loan …
Persistent link: https://www.econbiz.de/10010254296