We investigate the role of mortgage switching costs in shaping the households' decision to change their main bank. To this end, we use a unique panel dataset that enables us to infer household's bank switching, in conjunction with a legal reform that exogenously slashed down the mortgage...

We investigate the determinants of households' bank switching in 2006-2012 period exploiting a unique representative dataset from Bank of Italy Survey on Household Income and Wealth that follows the households and their bank(s) over time. Focusing on the features of the household-bank...

Using a unique panel dataset from 2006-2012 Bank of Italy Survey on Household Income and Wealth that links households to their main bank, we are able to investigate the determinants of bank switching by households. Household-bank relationship matters crucially in terms of exclusivity (using a...

Employing structured financial planning to manage personal finances on is associ-ated with higher levels of financial well-being and increased ability to react to shocks. Therefore, it is important to understand the factors associated with the propensity to plan and what it is that promotes...

English abstract. Employing structured financial planning to manage personal finances is associated with higher levels of financial well-being and increased resiliency to shocks. Therefore, it is important to understand the factors associated with the propensity to plan and what it is that...