data set that covers almost a decade of monthly firm bank information from credit registry information that is not publicly … information on firms' micro characteristics as well as perceptions of credit. The data allow identification of how firms …' characteristics, banks' characteristics, and macro variables affect firms' demand for credit, banks' supply of credit, and access to …

data set that covers almost a decade of monthly firm bank information from credit registry information that is not publicly … information on firms' micro characteristics as well as perceptions of credit. The data allow identification of how firms …' characteristics, banks' characteristics, and macro variables affect firms' demand for credit, banks' supply of credit, and access to …

associated with rapid growth in credit and house prices tend to be stronger. These findings emphasize the importance of … developments in credit and housing markets for the real economy …