We examine respondents in the Health and Retirement Study (HRS) to observe how their financial situations unfolded as … retirement, and progress through their retirement years, and (b) labor force participation declined and thus earnings became less … important with age, while Social Security and retirement savings rose as a proportion of annual income …

sustainability of the organization. This paper examines employer responses to workforce aging including changes retirement policies …, modification in working conditions, the adoption of phased retirement plans, and reforming other employee benefits …