The Social Security program has received a great deal of attention recently as President Bush has been pushing for the inclusion of individual accounts within the program. The president has not specified a detailed proposal, but one of the reform models (Model 2) that was outlined by his...

This paper examines the level of participation by workers in public- and private-sector employment-based pension or retirement plans, based on the U.S. Census Bureau’s March 2011 Current Population Survey (CPS), the most recent data currently available (for year-end 2010). Among all...

This paper presents key findings from the 20th annual Retirement Confidence Survey (RCS), a survey that gauges the views and attitudes of working-age and retired Americans regarding retirement, their preparations for retirement, their confidence with regard to various aspects of retirement, and...

This paper examines the level of participation by workers in public- and private-sector, employment-based pension or retirement plans, based on the U.S. Census Bureau’s March 2012 Current Population Survey (CPS), the most recent data currently available. It begins with an overview of...

This paper assesses the status of American families’ accumulations in individual account plans, both through the incidence of ownership and the average amounts accumulated. The Survey of Consumer Finances (SCF), the Federal Reserve Board’s triennial survey of wealth, is the basis for this...

The Employee Benefit Research Institute (EBRI) is a nonpartisan, nonprofit public policy research organization based in Washington, DC, that has been researching economic security issues for almost 25 years. This EBRI Issue Brief synthesizes highlights of recent EBRI research on retirement...

This article focuses on employment-based retirement plan participation for full-time, full-year wage and salary workers ages 18 -64 years old, as this is the group that is generally targeted for benefit program participation under federal law and by employers and unions. The retirement plan...

This paper assesses the status of American families’ accumulations in individual account (IA) retirement plans, both through the incidence of ownership and the amounts accumulated, using the Federal Reserve Board’s triennial Survey of Consumer Finances (SCF). Building on previous research by...